I can see the dislike a lot of people are having for the game, and I don't think that it really should be getting the 9+ ratings that it has been (then again, I think the rating system really needs to be revamped because the bar is set way too low anyways), but there are things that I do like about the game such as the settlement system, and the power armor is both the best implementation of power armor in the series in my opinion (it feels less like a "pretty good" set of armor that doesn't do much and more like the war machine that it's always hyped up to be) and the worst implementation (you're given a set WAAAAAAY too early). Give me a week or two and I'll have a more concrete idea of what I think.
The power armor is balanced by a lot of things. You're given the basic set with no power source and no readily available way to resupply ammo. So it really feels like a privilege not to be abused at the start, but you're still given the chance to play around with it.
The settlement system is complicated but I'm still having fun with it. I've at least cleaned up Hometown USA and given the new residents some stuff. I'll probably keep coming back to it a lot. Even if the system is unintuitive (great, that corner wall is facing backwards by default, I can't attach a roof to it the right way, and I have no idea how to flip it), there's still a lot there and it's a great sidequest to keep yourself busy.
The gun/armor/general crafting stuff finally scratches my pack-rat itch. Collecting everything now makes perfect sense. Putting perks towards gunsmithing also pays off in spades from the start.
Stupid stories: I accidentally removed all the junk I had collected from the town cleanup operation from the workbench and wound up carrying like 700 lbs of stuff and got an achievement for that. I also took a mini-nuke to the face from a legendary raider well east of Hometown USA and got an achievement for that.
Finds: Right in Concord there's a sewer system with goodies to find. South of town there's some groovy equipment indicative of just how much you can modify basic weapons and an abandoned church with a bunker.
Bad stuff: I made my arms, gun, and Pip-Boy disappear by trying to pick something up while jumping. Hurrah, glitches! Also, I'm level 8 and I still don't know how to scroll down the list of perks. Whoops.