She says something in her dialogue with either Reimu or Mima about her magic not being real magic, but something to do with...light photons or something like that. Given that she uses SCIENCE and not magic, I think it's safe to say she didn't invent spellcards.
But Reimu thought that it was a really good idea and decided to jack it.
Also, we don't know nearly as much about Gensokyo's pre-PC-98 history to say that Reimu was actually the one who invented the whole concept. Gensokyo should have been destroyed hundreds of times over the past ~1500 years if Youkai of Yuka, Yukari, the 4 Devas and whatnot running around, Hakurei clan or no. The previous generations of miko/priests had to have set something up to resolve incidents without ending up having to kill eveything all the time.
Then again...Reimu is the last one left...