Sorry for double posting, but since this thread moves at the speed of light, making an edit would probably end with it getting lost.
Kake Josei: Great character and organization on the Word document. Since you've already got an artifact and spells, I consider your fan points spent. The rest is perfect, and you can consider your character sheet pretty much complete and usable. (Since ghosts don't have much of a starting inventory, you don't need to do one)
Sarutana Morikage: Oooh, I love your character. Well made, the traits are original too. The only two things you have left to do is to re-allocate your skill points by giving you a level 5 skill, then spending 3 bonus points. Note that while this is slightly weaker than the original human effect (and that luck of gods was removed), skill points are much harder to get now, so a level 5 skill is godly. The second thing is, you haven't really spent your Fan Points, so maybe give yourself Ninjutsu/Gadgets spells?
Misora Hinonami: Traits and spells don't have a defined effect, so allow me to give them some, and you'll tell me if that suits you, kay?
Traits
Accelerated Movement: Allows Misora to act first in every battles, regardless of her Cunning stat
Physical Endurance: +1 hitbox when targeted by a physical attack. (includes thrown objects, for example)
Magic Vulnerability: -1 hitbox when targeted by a magical attack.
Spells
Wind Fist (8 FP): Causes her attack to be imbued with the element of Wind and has different effects depending on how the opponent dodges. Has a 3 turns cooldown.
- Dodge: Causes a 2 meter knockback, as well as a slight disorientation that causes a -1 accuracy for its next attack
- Graze: Causes a 3 meter knockback and stuns the opponent, making him skip his next turn.
- Hit: 4 meter knockback, as well as the usual life lost.
Blast of Wind (7 FP): Distracts the opponent and makes him lose his concentration, giving him a -1 penalty in accuracy and evasion until his turn. A basic attack follow-up can be done after casting this spell. Has a 2 turns cooldown.
If you were to accept those traits and spells, your Fan Points would be spent, and you'd have very little left to do until your character sheet is considered completed.
